哪个工商管理硕士资金来源适合你?

你的工商管理硕士资金来源Getting your 工商管理硕士 acceptance letter is a once-in-a-lifetime experience. But submitting your deposit for business school is a thrill of a different kind. After you decide where to attend, you’ll only have a few months to get your finances in order. It’s never too early to assess which 工商管理硕士 funding source makes the most sense.

奖学金和助学金:

It’s worth noting that scholarships for 工商管理硕士 students have increased recently. 就像我们上个赛季一样 找到工商管理硕士, the number of scholarships awarded to our clients  has risen by 10 percent annually over the past three years.

我们最近的客户池收到 $4.800万的奖学金. 关于 20-25% of 南方浸信会的客户s receive scholarships ranging from $10,价值200美元的全额奖学金,000.  也, we have had countless clients who received merit scholarships from 2+ schools upon admit notification.

Your 应用程序 quality on its own can invoke a windfall of scholarship dollars. 勤奋与战略规划 in developing your 工商管理硕士申请 pays off, as we mentioned in 找到工商管理硕士.

请记住, fierce competition for these scholarship dollars means you’ll benefit from having the time to build a strong pitch for why you deserve a coveted spot in the program.

The key is to know your niche relative to the cohort in which you’re competing. Then, identity and showcase ways you are unusual within your industry’s applicant pool. The savviest students receive multiple offers and can leverage them to negotiate a larger offer.

女性工商管理硕士申请者应该看看最近的情况 BusinessBecause 文章列出了 为女性提供的顶级工商管理硕士奖学金. “为了打造一个更加多元化的商学院群体, many schools and independent organizations offer 女性工商管理硕士奖学金 only,马特·克福德写道. “These range from a few thousand dollars to help with tuition costs, to full payment of your fees.”

也, remember that you may have to submit a different 应用程序 or essay for each 奖学金或奖学金. Look beyond your business school, too, to organizations such as the 福特基金会 or 管理学研究生联合会. 两者都为工商管理硕士学生提供了宝贵的奖学金.

公司赞助: 

如果你是少数几个有赞助的幸运儿之一, make sure you know what you’re getting into before you accept this 工商管理硕士 funding source. Sponsorship often comes with an obligation to return to the company after you complete your degree.

Thus, you’ll want to take a step back and assess whether you’re confident you wish to return. Breaking such an agreement after you earn the degree can lead to strained relationships with former colleagues. 它也会给你留下堆积如山的无法预见的债务.

If you plan to return to your company but don’t have sponsorship, 问一些选择总不会有坏处. See if you’re eligible for any reimbursement given the new skills you’ll bring to the table.

退休储蓄:

This less obvious 工商管理硕士 funding source comes with a few extra considerations. First, you should always think hard before touching funds set aside for retirement. But those who have saved aggressively already and plan to continue doing so may find it worthwhile to take some money out for the short term.

You’re exempt from the 10 percent penalty for early withdrawals when you put the funds toward qualified higher education expenses, 就读商学院就是其中之一. 你仍然要为这笔钱缴纳所得税. But the tax burden will likely be less when you’re in a graduate student tax bracket.

联邦贷款: 

美国.S. government offers at least two loan options for each academic year: the 斯塔福德贷款 和 研究生+贷款. To tap into this 工商管理硕士 funding source, you can apply for these loans online via the 联邦学生资助免费申请. 此外, 教育部 is an excellent resource for information on rates, fees, eligibility, and more.

This summer, Nerd Wallet published a roundup of their favorite federal and private 工商管理硕士学生贷款选择 2021年. 看看他们的建议作为出发点.

私人贷款: 

When you’re looking for the right loan, it pays to shop around. 找一个你信任的,利率你喜欢的贷方. Private loans can provide customized options to help you save, 有时甚至比联邦政府的利率还要低. 如果你想增加其他工商管理硕士的资金, seek a lender with excellent customer service and ask about what loan options can maximize your savings.

最后,使用一个 在线工商管理硕士学生贷款计算器 to organize your costs and see how loans with different interest rates can work in your favor. 你的工商管理硕士学位是一项重要的投资. Make the best use of the months ahead to make sure you have all the funding you need.

We’ve updated this previously published post with new scholarship and loan information 2021年.

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南方浸信会的 众星云集的顾问团队 是无与伦比的. Our clients benefit from current intelligence that we receive from the former 工商管理硕士 Admissions Officers from Harvard 哈佛商学院, 沃顿商学院 and every elite business program in the US and Europe.  These 工商管理硕士 Admissions Officers have chosen to work exclusively with SBC.

只是SBC队众多超级明星中的两位:
满足 安东尼, who served as the Associate Director of 工商管理硕士 Admissions at the 沃顿商学院 at the University of Pennsylvania, 他在哪里投入了10年的专业知识.

满足 安德里亚, who served as the Associate Director of 工商管理硕士 Admissions Marketing at 哈佛商学院(Harvard Business School) (哈佛商学院) for over five years.

利用这个内部知识为你的工商管理硕士申请 请求一个咨询.

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